Champion Law Group Injury Attorneys https://championlawgroup.com Central Valley Personal Injury Lawyers Tue, 23 Oct 2018 15:46:37 +0000 en-US hourly 1 https://wordpress.org/?v=4.9.8 How Insurance Companies Work to Pay Injury Victims Less https://championlawgroup.com/personal-injury/how-insurance-companies-work-to-pay-injury-victims-less/ https://championlawgroup.com/personal-injury/how-insurance-companies-work-to-pay-injury-victims-less/#respond Wed, 07 Mar 2018 10:11:12 +0000 https://championlawgroup.com/?p=2118 When you are involved in a car accident, you expect that you will be treated fairly. After all, you pay your auto insurance premiums on time and drive responsibly. Insurance companies are there to help, right? Not necessarily. Insurance companies are in the business to make money, just like any other company out there. When […]

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When you are involved in a car accident, you expect that you will be treated fairly. After all, you pay your auto insurance premiums on time and drive responsibly. Insurance companies are there to help, right?

Not necessarily. Insurance companies are in the business to make money, just like any other company out there. When they pay out claims, they lose money. So if you are involved in an auto accident and expecting a huge check from your insurance company, don’t be disappointed. Chances are, the insurance adjuster assigned to your case, is going to make you a lowball amount.

Insurance companies are required to act in good faith. They must be fair in their dealings with customers. If they deny a claim for no good reason or offer an unrealistically low amount, they can be sued and in some instances even face criminal penalties.

Insurers, however, work to ensure that they pay out as little as possible through the personal injury claim process. They frequently attempt to pressure injured parties to accept lowball offers. This strategy has worked out well for insurers. For example, Allstate doubled its earnings from the 1990s to 2000s by streamlining its claims process to minimize injury claim payouts.

If you have been involved in an accident, you will want to ensure that you receive the compensation you rightfully deserve for your injuries. While the settlement your insurance company is offering you may seem like a large amount of money, it likely is insufficient to compensate you for your pain and suffering, injuries, missed work, medical treatment and any permanent debilitating injury.

Don’t settle for less, contact an auto accident lawyer at Champion Law Group now for a free and confidential consultation. Call us at 1-800-715-4105 now, use the live chat feature, or complete the contact form on this page. A member of our injury team will be in touch with you in 24 hours or less.

What follows is a partial list of tactics that insurance companies use to get personal injury and accident victims to settle early and lose out on their right to demand full compensation.

Insurance Company Tactics To Minimize Payouts to Personal Injury Victims

  • Denying your claim. The first thing an insurance company will do is look for ways to deny your claim. In some cases, they will attempt to find you wholly or partially at fault in order to minimize payout. In other instances, they will review all of your medical records to see if they can find a pre-existing injury which may allow them to deny or diminish payout for an accident-related injury.  They will look for the smallest details to pay you as little as possible.
  • Recording your statements. If an insurance company asks for a recorded statement, don’t do it until you have had a chance to first speak with a personal injury lawyer. Insurance companies use recorded statements to their advantage. They manipulate you into thinking that your injuries are not really as bad as they seem. They will ask you how you are doing and your first instinct may be to say “I’m fine.” Once you say these two words, the insurance company will use it against you. After all, if you’re “fine,” then why should they compensate you for your injuries?
  • Convincing you to settle quickly. Insurance companies tend to offer quick settlements at low amounts in an effort to get you to settle quickly. They want you to hurry up and take the money before you contact a personal injury lawyer to assess your case and advise you of the true value of your case and injuries. While settling quickly may be tempting, don’t do it without first speaking with a personal injury lawyer and certainly not before you have been evaluated by a doctor.  Once you accept a settlement offer, you lose your right to sue and often you will also lose the right to later demand additional compensation for your injuries.
  • Following you. Insurance companies will sometimes hire investigators to follow you around in hopes that you’ll do something that will bar you from recovering compensation. They anticipate that you’ll slip up and engage in activity that shows that you are being untruthful about the extent of your injuries. For example, if you claim that you broke your leg and are seen running around during a basketball game, such observations could be used against you. Investigators also utilize social media to review your level of activity. For example, they may review your Facebook or other social media account for references to the accident, your injuries, or your overall level of activity post-accident. It is very important that you refrain from posting about the accident, your injuries, or any activities until your claim has been settled. Remember, everything you say and do while your perosnal injury claim is pending can be used against you.

What Can You Do to Get the Most Money for Your Personal Injury Claim?

Whatever you do, don’t fall for the insurance company’s tricks. Remember, they are not on your side. Often it’s best to work with an experienced personal injury lawyer to gather the best possible evidence to ensure that your case settles for an amount to fully compensate you for your injuries, damages, pain and suffering, wage loss and more.

The personal Injury attorneys at Champion Law Group fully understand the ins and outs of the insurance industry and are aware of the common tactics claim adjusters use to take advantage of injury victims without representation.

Call a personal injury attorney at Champion Law Group today at 1-800-715-4105 for a free and confidential consultation.

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Has California’s Cellphone Ban Decreased Accidents? https://championlawgroup.com/car-accident/californias-cellphone-ban-decreased-accidents/ https://championlawgroup.com/car-accident/californias-cellphone-ban-decreased-accidents/#respond Tue, 16 Jan 2018 16:17:21 +0000 https://championlawgroup.com/?p=1592 Handheld cellphone use was banned in California on July 1, 2008. In order to call someone, drivers would have to use Bluetooth. Texting and emailing would not be allowed at all while driving. It’s now been nine years since this law went into effect. Legislators had hoped that the law would reduce car accidents and […]

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Handheld cellphone use was banned in California on July 1, 2008. In order to call someone, drivers would have to use Bluetooth. Texting and emailing would not be allowed at all while driving.

It’s now been nine years since this law went into effect. Legislators had hoped that the law would reduce car accidents and make our roadways generally safer. Were they right?

In a nutshell, no. While there has been so much talk about texting and other cell phone being the top distraction for motorists, the statistics don’t back up this claim. They aren’t really showing any huge decreases in accident rates. In fact, nearby states Nevada and Arizona don’t have cell phone bans, and California’s car accident trends are similar to those states.

Crashes have decreased only slightly. In the 18 months before the cellphone ban was passed, the rate was just above 8 crashes per 100 vehicles. A year later, that rate went down to 7.5 crashes per 100 – not the level of decrease lawmakers were hoping for.

Recent Studies And Statistics Regarding Cell Phone Bans

Experts claim that if just a small percentage of drivers stop using their phones, then accidents would decrease much more. So why aren’t the statistics in line with this claim? Because drivers aren’t actually using their phones less.

The ban has done little to keep motorists off their phones. In fact, a survey of drivers in Southern California showed that texting rates actually increased after the ban. In states with no ban, 48 percent of people text while driving. In states with cellphone bans, 45 percent of drivers still text. Apparently, many drivers simply ignore the ban and continue to text and drive anyway. You probably see these people on your way to work or while running errands around town.

Another thing that researchers have found is that the act of not having both hands on the wheel does not directly contribute to car accidents. Phone calls and texts have emotional involvement attached to them in many cases. Drivers get so engrossed in what they are texting or talking about that they lose their focus. They have less focus on the dangers in the roadway.

There are studies pointing to good news, however. Traffic fatalities in California declined the first six months after the ban went into effect. Another study shows that texting bans contribute to a 7 percent decrease in hospitalizations due to car accidents.

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Is a Pit Bull Ban Biased? Many Owners Think So https://championlawgroup.com/dog-bites/pit-bull-bias/ https://championlawgroup.com/dog-bites/pit-bull-bias/#comments Thu, 07 Dec 2017 05:57:53 +0000 https://championlawgroup.com/testchampion/?p=1 Despite being known as a dangerous breed, pit bulls are sought-after by many people who believe these dogs are simply wonderful. But the...

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Despite being known as a dangerous breed, pit bulls are sought-after by many people who believe these dogs are simply wonderful. But the majority of Americans think otherwise – besides, the statistics don’t lie. In the past decade, pit bulls accounted for 203 out of 326 fatal dog attacks in the United States. Because of this, many states across the nation are adopting pit bull bans. Those who are in favor of pit bulls are protesting, stating that this is discrimination. They believe that the owners are the ones who should be blamed for attacks, not the breed.

States such as Wisconsin have proposed to ban breeds such as American Staffordshire terriers, American pit bull terriers, Staffordshire bull terriers, and mixes of those breeds. However, that proposal was shot down due to strong opposition from pit bull owners. Owners claim that such bans affect all pit bull owners, including those who are responsible and have well-trained dogs. A ban would also endorse the unnecessary killing of dogs, many who would make great family pets with the right training and socialization.

As dog bite lawyers in Central California, we have handled hundreds of dog bite claims. Unfortunately, the majority of our dog bite clients were attacked by a pit bull. The majority of our dog bite victim clients are minor children.

Many pit bull owners believe that pit bulls are similar to children, in that they behave according to how they are raised. If the dog is poorly trained and cannot distinguish right from wrong, then it’s the owner’s fault, not the dog’s. The American Veterinary Medical Association is in agreement, stating that any dog has the ability to bite, and all breeds are equal in this regard.

While the right owner may make a difference in behavior, the pit bull’s genetic traits make it more dangerous than other breeds. Pit bulls have a hold and shake biting style and a locking jaw that prevents them from letting go, causing disfigurement. They are also known for their tenacity and tendency to attack unpredictably.

Also, in looking at the statistics even further, in many cases, the victim of pit bull attacks are the dog’s very owner or a family member. Of the 203 people killed by pit bulls between 2005 and 2014, 53 percent involved a person with a pit bull in the household.

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Surge in Truck Tire Blowouts Due to High Speeds https://championlawgroup.com/trucking-accidents/truck-tire-blowouts/ https://championlawgroup.com/trucking-accidents/truck-tire-blowouts/#respond Mon, 27 Nov 2017 05:40:49 +0000 https://championlawgroup.com/testchampion/?p=149 Truck accidents are a common occurrence on roadways throughout the United States. While many are caused by factors such as fatigue, inexperience....

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Truck accidents are a common occurrence on roadways throughout the United States. While many are caused by factors such as fatigue, inexperience and substance abuse, there is concern about big rig tires causing accidents and even fatalities. Excessive speed is causing these tires to blow out in high numbers, and many believe that increased maximum speed limits in some states are to blame.

Most semi truck tires are made to handle speeds of under 75 mph. While this may seem sufficient for a tractor trailer, some states – such as Texas, Wyoming and Utah – have speed limits of 80 or 85 mph. When trucks are driven at these speeds for excessive periods of time, the rubber on the tires becomes damaged and the result is a blowout. Approximately 223 blowouts occurred on U.S. highways between 2009 and 2013.

The problem lies in the fact that there is no truck tire that is rated higher than 81 mph, according to the National Highway Traffic Safety Administration. While increasing the speed limit may seem like a good idea in theory, it’s causing the number of truck accidents to spike. Despite the speed limit, 70% of trucking companies enforce a 65 mph speed limit for drivers.

So, why don’t tire manufacturers design tires that can withstand the rigors associated with these increased speed limits? They have the opportunity to do so, but it’s not economically viable. Making tires with higher speed ratings involves retooling and redesigning, both of which cost money. With most trucking companies using speed governors on their trucks to regulate driver speed, it doesn’t make sense for commercial truck tire manufacturers to make tires with a higher speed rating.

Champion Law has a team of trucking accident attorneys who have handled over 100 truck accident cases. We have the experience and a team of experts to pursue any trucking accident injury claim, including tire defect, truck defect, inadequate maintenance or repairs, defective roadway design and more.

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Evolution of California’s Bicycle Laws https://championlawgroup.com/bicycle-accidents/evolution-of-californias-bicycle-laws/ https://championlawgroup.com/bicycle-accidents/evolution-of-californias-bicycle-laws/#respond Mon, 20 Nov 2017 05:42:00 +0000 https://championlawgroup.com/?p=2121 Riding a bike can be a fun activity, but just like anything else, it requires knowledge and responsibility. When bikes mix with motorists and pedestrians, the result can be utter chaos without laws in place. When the United States experienced a bike boom in the 1970s, lawmakers had to scramble to create regulations for the […]

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Riding a bike can be a fun activity, but just like anything else, it requires knowledge and responsibility. When bikes mix with motorists and pedestrians, the result can be utter chaos without laws in place. When the United States experienced a bike boom in the 1970s, lawmakers had to scramble to create regulations for the millions of bicyclists taking to the roadways. How would cyclists co-exist with traffic? On which part of the road should they ride?

Before the 1970s, bikes were primarily ridden on the roadways by young children. So once adults started riding bikes in larger numbers, there needed to be clear regulations in place to avoid confusion and bicycle accident collisions. At first, bicyclists were considered pedestrians, but then conflicting laws deemed bicyclists to be motorists, which caused frustration for everyone traveling the roadways. The Uniform Vehicle Code eventually established that bicycles, for the most part, have the same rights as motorists except for the fact that they are not allowed on freeways.

While it was established that bikes should ride as far right as practicable on the roadway, this led to misinterpretation. Who determined what was considered ‘practicable’? Did this mean the right curb or on the sidewalk? What would bicyclists do when they wanted to turn left? This confusion led to numerous lawsuits after bicyclists were injured or killed in serious crashes.

California was the first state to adopt the Uniform Vehicle Code. By 1979, 32 states had adopted the code. California’s code added some exceptions, such as making turns and avoiding obstacles. Other states followed suit and became bike-friendly as well.

Riding on the right side of the roadway is now required in all 50 states. In addition, bicyclists must ride their bikes as they would drive vehicles – – they should yield when necessary, follow traffic signals and signs and allow others to pass them on the left. Bicyclists are allowed to use the space they need, which should be minimal considering that bikes tend to be relatively small.

It’s important that motorists share the roadways with bicyclists. Bicycle riding is becoming a more common mode of transportation in California as fuel prices surge and traffic congestion worsens. Lawmakers are supporting this environmentally friendly form of transportation by passing bills to make roadways safer for bike riders.

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Jill Shaw https://championlawgroup.com/testimonial/jill-shaw/ https://championlawgroup.com/testimonial/jill-shaw/#respond Fri, 29 Sep 2017 07:13:30 +0000 https://championlawgroup.com/testchampion/?p=1075 The post Jill Shaw appeared first on Champion Law Group Injury Attorneys.

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They made sure my medical bills were paid for and make sure that everything was taken care of so that I didn’t have to worry about it.

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Kevin Burr https://championlawgroup.com/testimonial/kevin-burr/ https://championlawgroup.com/testimonial/kevin-burr/#respond Fri, 29 Sep 2017 07:11:14 +0000 https://championlawgroup.com/testchampion/?p=1071 The post Kevin Burr appeared first on Champion Law Group Injury Attorneys.

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They were always there when I needed them.

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Eddie Barrientos https://championlawgroup.com/testimonial/eddie-barrientos/ https://championlawgroup.com/testimonial/eddie-barrientos/#respond Fri, 29 Sep 2017 07:03:12 +0000 https://championlawgroup.com/testchampion/?p=1066 The post Eddie Barrientos appeared first on Champion Law Group Injury Attorneys.

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They were always behind me 100% in handling my personal injury case. A great team of attorneys.

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Ken Baird https://championlawgroup.com/testimonial/ken-baird/ https://championlawgroup.com/testimonial/ken-baird/#respond Tue, 12 Sep 2017 09:29:28 +0000 https://championlawgroup.com/testchampion/?p=965 This firm delivered everything I hoped for. They were trustworthy, detail oriented and kind. After I hired them I had the peace of mind knowing that a pro was handling my case.

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This firm delivered everything I hoped for. They were trustworthy, detail oriented and kind. After I hired them I had the peace of mind knowing that a pro was handling my case. I am forever grateful for all they did to help me after my motorcycle accident.

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Anjelica Solis https://championlawgroup.com/testimonial/anjelica-solis/ https://championlawgroup.com/testimonial/anjelica-solis/#respond Tue, 12 Sep 2017 09:27:48 +0000 https://championlawgroup.com/testchampion/?p=961 Los he contratado dos veces y en las dos ocasiones hicieron un buen trabajo en manejar mi caso de accidente de carro. Los he recomendado a los ....

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Los he contratado dos veces y en las dos ocasiones hicieron un buen trabajo en manejar mi caso de accidente de carro. Los he recomendado a los miembros de mi iglesia y a mi familia. Son super abogados.

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